標題:

經濟學者對saving 同investment的定義有咩唔同?

發問:

我想知經濟學者對saving 同investment的定義有咩唔同? 1 向銀行做按竭買新屋 2 向銀行借1000蚊 用係pizza的快遞服務。 唔該各位

最佳解答:

1 向銀行做按竭買新屋 investment> borrow for buying a new house As the hosue will have the potential ability to appreciate in the future, this current investment( buy the house) will make us generate a more stream of income in the future > increase our overall wealth 2 向銀行借1000蚊 用係pizza的快遞服務。 consumption> spend $1000 to consume the delivery services at present according to my knowledge in keynesian model, actual investment = actual saving in the reality planned investment + uninvented inventory investment= actual investment according to IS-LM model, interest rate(r) and investment(i) is inversely related, national income(y) and saving (s) is positively related, when r=y, that is IS curve, which i=s also

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The website can help you. www.money128.biz and www.fast-beauty.6289.us|||||Micro-econ的定義上: saving is 「non-consumed income」; investment takes place when 「people sacrifice present consumption for future consumption」. 在微觀中, 兩個字係無分別的。 但在Macro中, 例如在凱因斯模型中, 就只有在 2-sector model的expose sense; 或者當市場處於equilibrium的情況下, investment同 saving才會相等; 原因係有可能有外國資金界入。 (即係, 本地人儲錢, 可以不是用來投資, 只是 (1)作本地投資; (2)持有購買力留待日後使用; 或(3) 在外國進行投資。) 這樣, 最終有可能 investment和 saving並不相等。 2007-02-21 11:24:37 補充: 1. 向銀行做按竭買新屋銀行係做investment, 因為銀行係放棄左筆錢的其他用途, 而借左俾你。至於買家, 如果係自住, 就不一定是投資 --- 如果買樓係用來保值的, 都可以算係儲蓄; 而如果想用來衍生收入的(出租), 咁就係投資; 純粹用來住, 就兩者皆不是, 而是消費(consumption)2. 向銀行借錢買野由於買的, 屬於消費者物品(consumer goods), 除非打算會轉手賣出(investment), 否則正常而言, 這應該是消費而不是儲蓄或投資。但係銀行肯借錢俾佢, 咁這一處便可算作銀行的 investment|||||in classical model saving = supply of loanable fund investment = demand of loanable fund 係一個interest rate determination in mircoeconomic, saving is equal to investment. it is forgoing the present consumption for a higher future income. in macroeconomic, saving is equal to investment in equilibrium, saving is equal to investment is a situation to determine the national income an interest rate 1 向銀行做按竭買新屋 It is a consumption if u live in the house , it is saving and investment if u want to sell it in a higher value. 2 向銀行借1000蚊 用係pizza的快遞服務。 It is a consumption
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